Donation Mortgage Tools
Donation Mortgage provides simple tools to help you understand your home-buying options, estimate what you may be able to afford, and prepare for the mortgage process.
Home Affordability Calculator
Use our affordability calculator to estimate how much house you may be able to afford based on your annual income. Adjust the salary slider to see an estimated maximum home value and monthly mortgage payment using current interest-rate and down-payment assumptions.
This tool provides a helpful starting point. Your actual purchasing power may vary based on your credit, monthly debts, available down payment, property taxes, homeowners insurance, loan program, and lender requirements.
Get Pre-Approved
Ready to take the next step? Answer a few basic questions about your income, employment, credit, available funds, and the type of home you are considering.
Your information will help the Donation Mortgage team review your options and determine whether you may qualify for a mortgage. Once the required information has been reviewed and verified, you may be able to generate or receive a personalized pre-approval letter to use during your home search.
Generate a Loan Estimate
Our loan estimate tool gives you a clearer picture of the potential costs associated with purchasing a home. Enter basic information about the purchase price, down payment, loan type, property taxes, homeowners insurance, and other estimated expenses.
The tool will generate an easy-to-understand estimate showing your potential monthly payment, estimated cash needed to close, loan costs, and other important mortgage details.
The results are estimates for planning purposes and are not a commitment to lend or an official Loan Estimate. Final terms, rates, fees, and eligibility are subject to application, verification, underwriting, and applicable lending requirements.